Tuesday, April 17, 2012

The Hunt for a Apartment in Bangalore

It took few months  to convince myself that I need to go for buying a Apartment in Bangalore - atleast from Investment perspective.Last week, I started looking out for residential projects around my office.

During my discussion with Marketing people from few projects (behind Cisco Campus), I found that almost every project had some deviation – extra floors or pent house etc.
They claim that only the owners who buy those pent house / flats in the unapproved floors will have to pay the fine later.  Others will *not* be affected.  

How can that be true ?. What if the authorities choose to demolish the construction on unapproved floors ? (Dunno if this has happened in any of the projects in BGL).
Demolition may affect the stability of the structure.


People also claim that 5% deviation is acceptable and allowed within rules.
And how do you calculate the deviation percentage for a project ?. There can be multiple formulas. 5% with one formula might be 15% in another.

Buying / owning a Apartment seems to bring so much complexity & uncertainty to your life.

Wondering how so many people are taking risks and keep encouraging the builders in the game.
Why should one pay huge money to buy more & more risks. Ironically Builders make money by “selling” risks to the common man.

Even the Home Finances Cos/ Banks seem to be colluding with Builders and violate all the processes. You just can’t draw comfort from the bank approval
of loans and claim that everything is  legally right.  Every institution seems to turn blind just for the sake of making money.

I just started looking for a Apmt. Am definitely scared to say the least.
Started thinking if I should stick to my original plan - “Better lead a simple, peaceful life in a rental house (no bank loans, no emis, no khatas, no property tax, no bribes).”